How to compare monthly vs annual subscription pricing

1. Monthly price

   "Monthly plan price" is what you'd pay per month on the month-to-month plan — before any sign-up discount. Use the currency the SaaS charges in.

2. Annual plan total

   "Annual plan total" is the yearly lump sum (NOT per-month equivalent). If the plan is shown as $X/month billed annually, multiply by 12 before entering here.

3. Press Run

   Result returns twelveMonthsAtMonthlyRate (monthly × 12) and savingsVsMonthly (twelveMonthsAtMonthlyRate − annual). Positive savings = annual is cheaper.

4. Caveats this doesn't model

   No risk of usage dropping mid-year, no cancellation refund policy, no price-change risk on month-to-month. The annual price often locks you in — factor that into your decision even when savings look attractive.